| Guardianship and Voting Rights |
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| It is sometimes necessary to place a person under guardianship to protect him or her from his or her own personal and financial decisions. Guardianship is an extreme remedy, however. It is used only when a person cannot, for example, understand the implications of his or her decisions or cannot recognize potentially harmful situations. More... |
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| Estate Recovery |
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| When a nursing home resident who has received Medicaid benefits dies, the state's Medicaid agency may attempt to recover unpaid Medicaid nursing home expenses from the resident's estate. While there are federal laws and regulations governing recovery from a Medicaid recipient's estate, each state is allowed to establish its own recovery guidelines. More... |
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| Medicare - Supplemental Health Insurance - Changing Medigap Policies and Losing Medigap Coverage |
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| Sometimes, elderly Americans who have Medigap insurance to supplement their Medicare coverage wish to switch to a different policy. Other times, they must select a new policy if they wish to continue coverage because their insurance company goes bankrupt or because they move out of the policy's service area, for instance. This article discusses the typical circumstance in which an insured wishes to change policies to obtain additional covered services or to find lower premiums. More... |
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| Medicare Fraud |
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| Every year, Medicare is cheated out of millions of dollars due to fraud. Fraud includes billing Medicare for services never provided or for services different than those provided. It also includes using someone else's Medicare card to obtain health care.
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| Mandatory Services - Nursing Facility Services |
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| Medicaid is a federal entitlement program that provides health care coverage to Americans with low income and assets. Although the states administer Medicaid for their residents, there is a core group of services, known as mandatory services, they must provide. One of these services is the provision of nursing facility services for individuals who are at least 21 years old. The federal government dictates that only certain types of costs may be charged to residents of these facilities. More... |
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